Hey! Future YAM’ers—
Every story needs a moment of truth.
In this economy… that moment is Redemption Day.
It happens once a year, on September 1st.
All year long, your YAM transactions earn dividends, rebates, and rewards.
And on that one day, we settle the books.
✅ We issue IRS forms:
- 1099-Kfor payment history
- 1099-PATR for patronage earnings
✅ We calculate your total dividends.
✅ We redeem unclaimed balances at 96.5% of face value.
✅ We roll over your treasury funds into the next cycle.
It’s not just bookkeeping.
It’s a celebration of your contribution.
This isn’t a sale. It’s a settlement.
And your name is on it.
Every Redemption Day is a reminder:
The crumbs you shared helped build something that came back home.
Together, we can Make Everyone Great Again.
So, we need you.